D3sign | Moment | Getty ImagesFederal student loan bills resumed in the fall after a pause of more than three years.
"Negative information shouldn't be reported during the 12-month on-ramp period, but positive information should be included," Rossman said.
Still, check for errors on your credit reportStudent loan borrowers should regularly check their credit reports to make sure the information is accurate, Kantrowitz said.
If your loan servicer makes an error, such as reporting your loan as delinquent during the on-ramp period, you'll want to bring it to their attention quickly, he said.
In this case the creditor would be your student loan servicer, on behalf of the U.S. Department of Education.
Persons:
Ted Rossman, Rossman, Kantrowitz, —
Organizations:
U.S . Department of Education
Locations:
Annualcreditreport.com